Now is the Time to Think about Refi...

April 1st is coming up and if you didn't know it is also the day that 95% Loan to Value cash out refinances will be going away After April 1st the max LTV is 85% (FHA) and 80% Conventional.

So, if this is a concern and you need to get things going you need to call
Bill Weidner.. He is the BEST mortgage Lender out there and is with the best Company PHH Mortgage.
He can help anyone Anywhere in America!!

He say's" My commitment to you is that I will take the time to consult with you first to determine the best loan program that is consistent with your short and long-term goals. Then I will make sure that the rate you obtain is competitive in the market place. Value is a function of price and the overall transaction experience. Make certain you work with a professional that completely understands that relationship."

And Bill is that person, you treats you like family and tells you everything you need to know. Check out his site for more information www.billweidner.com

He is just the Person you want to have in these times of economic hardships. Contact him today!

Bill Weidner
Your Trusted Mortgage Advisor
PHH Mortgage
Cell# 801-866-5172
Fax# 801-806-8484
e-mail: bill.weidner@mortgagefamily.com or bill@billweidner.com

Are you Ready to make a Change to Better your Health.. Then You need to talk to REX!

Rex is your Nutrition for Life Specialist He is here to help you and walk you through life challenges like, poor energy, weight loss, cleansing your system.. Enjoying the life you want to live in a healthy way. And he does this by providing you with ..Isagenix tamiholmes.isagenix.com

Cleanse, Replenish and Revitalize is the founding principle behind Isagenix cutting-edge products. Cleansing helps keep the body healthy and is the missing link to supporting health and successful, long-term weight loss. Replenishing the body with nutrients helps to revitalize the body’s systems, leading to vibrant good health.

Cleanse - Nutrition - Skin Care - Product Packs

Their Vision

To impact world health and free people from physical and financial pain, and in the process create the largest health-and-wellness company in the world.

Their Motto

If it’s not right for the Associates, it’s not right for the company.

How old you are is your Business, How old you Look is....Kimberlee Sanders Secret

Well if you are looking for skin care needs, image consulting or just want to give a gift to your self, your spouse or friend then you need to talk to Kimberlee Sanders - Your Mary Kay Senior Director

She provides more then your make-up needs. She can provide a day of relaxation, a day to pamper your self and also learn some new techniques in application, skin care and image.

Every season one thing remains the same – you crave the latest in innovative skin care, glamorous makeup, the perfect fragrance, pampering body care and even fabulous gifts. Here’s where you can find them all. Explore and enjoy! just go to http://www.marykay.com/kimberlee1

Need Help Getting Ready for Tax Time

So, are you a Shoe Box Business?
meaning you run your business and paper work out of a shoe box..
Do you have receipts from 6 months
ago that are still in that Show box?
Have you forgotten to reconcile your
books for longer then you can remember?
Do you struggle with Quick books
and wish someone could just take it all away?

Well then you have come to the right place
because I have the Queen for you!!

Her name is

THE QUEEN OF BOOKKEEPING!

She specializes in helping businesses get out of their
Show Box phase & get them updated, organized, balanced
and back on track quicker then you could say
Calgon take me away..

Tina Seferos Accounting Services
P.O. Box 791
Layton, Utah
801-444-3698
tina@seferosaccounting.com

When your records are a mess,

reduce your stress and call Tina Seferos..

Have a Great Day...
Karianne Parkinson - Your Keep In Touch Specialist

It is TAX Time - Do you need a CPA?

Don't let your self come down to the wire on tax time
April 15th is getting closer and closer, So that is why
I wanted to talk about an incredible CPA - JD Petersen.

Not only do they handle Tax Services,
but they help Individuals and Businesses for both, along with
Helping Individuals with Estate Planning or Elder Care
For Businesses they provide help with Payroll Assistance,
Strategic Business planning, New Business Formation..
You name it they can help you out......
So the next time you need to create an LLC or
need tax advice contact JD Petersen
and he will take care of you.. (Just Mention Karebear's Dex Blog)


Adams & Petersen CPA's, located at
1689 East 1400 South Suite 100,

Clearfield, UT 84015
(801)776-5241

You can reach him also toll free @ 1-800-850-0750
website is www.apcpas.com

Contact them today,
Karianne Parkinson - Your Keep In Touch Specialist

Your New Dex for Northern Utah

Whether you've lived in Utah your whole life or just recently arrived, you all know you will need some kind of professional or local service provider sometime in the near future.

Well, this blog is dedicated to bring you just that. A list and links to who I consider the BEST of the BEST people to know in all kinds of professions and services...

Why do I say the BEST of the BEST well, I know this because I've used them and can refer them to you without hesitation. From a local plumber to investment advice, from Life Insurance to a Photographer also I know the BEST Realtor and Mortgage Lender and the List just keep going on. I want to be your go to blog that can give you the Right person for the Right job.

So, I recommend you book marking this page, or click on the link to Follow this blog as I will be submitting new businesses and testimonials of those businesses to help you find the best people to work with in all aspects of life.

Let me know if you are in need of something that I don't have posted and I can find someone that I would trust and has a good reputation and then in return can refer them to you. You just have to ask. I hope this can help you and those you know and love, so pass it on.

Love,
Karianne Parkinson- Your Keep In Touch Specialist